ALL LOANS ARE SUBJECT TO CREDIT APPROVAL. INCENTIVES MAY NOT BE COMBINED. Contact your Goodall Homes New Home Consultant for details. All trademarks are property of their respective owners.
Silverton Mortgage is authorized to originate FHA and VA loans, but it is not an agent of, or affiliated with, the U.S. Government.ALL LOANS ARE SUBJECT TO CREDIT APPROVAL.*Contact your Goodall Homes sales manager for a list of eligible homes.
4.99% INTEREST RATE:
*Contracts written on or after 04/08/2024. Loan must close before 08/06/2024. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. Example of 96.5% LTV (3.5% Cash Down) FHA Loan Program with $400,000.00 sales price. $392,755.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $2,105.99 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. 3.5% cash down payment of $14,000 required. Example assumes 680 credit score and includes $1,495 origination fee, 5.752% APR, and 4.99% interest rate as of 04/08/2024. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state.
**Example of 100% LTV (0% Cash Down) VA Loan Program with $400,000.00 sales price. $400,000.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $2,215.62 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. 0% cash down payment of $0 required. Example assumes 680 credit score, 5.296% APR, and 4.99% interest rate as of 04/08/2024. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state.
5.99% INTEREST RATE:
*Contact your Goodall Homes sales manager for a list of eligible homes. Contracts written on or after 04/12/2024. Loan must close before 08/12/2024. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. Example of 75% LTV Conventional Loan Program with $400,000.00 sales price. $300,000.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,796.72 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $100,000 required. Example assumes 680 credit score and includes $1,495 origination fee, 6.060% APR, and 5.99% interest rate as of 04/12/2024. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state.
**Example of 95% LTV FHA Loan Program with $400,000.00 sales price. $380,000.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $2,275.85 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $20,000 required. Example assumes 680 credit score and includes $1,495 origination fee, 6.045% APR, and 5.99% interest rate as of 04/12/2024. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, GA 30361, 404-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org). Licensing information: https://silvertonmortgage.com/licensing/. All information is believed accurate and is subject to change without notice. 05/2024